Is your portfolio built to survive a crash? Or is it just built to grow in a bull market? Most investors choose their asset allocation based on a gut feeling. They pick “80% Equity” because they want high returns, or “50% Gold” because they are scared of the market. But without looking at historical data, … Read more
Let’s be honest: the world of investing can feel overwhelming. You hear terms like stocks, bonds, mutual funds, and IPOs thrown around, and it’s enough to make your head spin. You just want a simple, effective way to grow your money without needing a Ph.D. in finance. If that sounds like you, I want to … Read more
This is, without a doubt, the most important financial article I’ve ever written. Why? Because we’re not just going to talk about some dry, boring government scheme. We’re going to talk about a true story of two friends, a costly mistake, and a pot of gold at the end of a very long rainbow. If … Read more
What Is P/E Ratio and Why It Matters (Explained with a Small Grocery Shop Example) If you’re new to investing, you’ve probably heard analysts on TV throw around the term “P/E ratio” like it’s common knowledge. It can feel intimidating, right? You see numbers, charts, and jargon, and it’s easy to feel confused. When I … Read more
What Is ROI and Why It Matters: A Smart Investor’s Guide to Measuring Success When I first started exploring investments, I put a small sum — ₹20,000 — into a small-cap business that looked promising. The founder was passionate, the product was unique, and the market had potential. A year later, that ₹20,000 turned into … Read more
What Is CAGR and Why It Matters — A Real-Life Lesson That Changed How I See Investing Forever I still remember the day I checked my investment portfolio, maybe three years into my journey. I was up 40% in total! I felt like a genius. I casually mentioned it to a colleague, feeling pretty proud, … Read more
Stop Worrying About Retirement Income: The Ultimate Guide to SWP (Systematic Withdrawal Plan) Let’s talk about that Sunday morning feeling. No, not the lazy, coffee-sipping one. I’m talking about the 3 AM jolt. The one where your brain suddenly boots up and asks, “My salary stops someday. What then? How will I pay the electricity … Read more
Fixed Deposit: Your Ultimate Guide to Safe & Secure Savings in 2025 By Arman • WealthNerve Introduction If you’ve ever hesitated to invest because you’re afraid of losing money, you’re not alone. Many Indians want their money to grow safely, without the rollercoaster of the stock market. Fixed Deposits (FDs) are one of India’s most … Read more
What is an SIP? Beginner’s Guide to Smart Investing in India. Are You Letting Your Savings Just Sit There? Every month, millions of Indians faithfully move their salaries into savings accounts — watching their money “stay safe.”But what if safety is quietly costing you? Let’s say your savings account gives you 3% interest, while inflation … Read more