Buying a house is considered the ultimate life milestone in India. From parents to peers, the advice is usually the same: “Why pay rent when you can pay EMI? Rent is just money down the drain.” But in the current financial landscape of 2025, is this advice still valid? With property prices in cities like … Read more
Buying a smartphone on EMI, paying off bike installments, or committing to a home loan has become the new normal in India. EMI makes expensive dreams feel instantly affordable. But here is the reality check: A small monthly EMI can quietly wreck your long-term wealth if you don’t understand the math behind it. Many people … Read more
Buying a car is a milestone for many families. It brings joy, convenience, and a sense of achievement. However, the excitement often fades when the monthly SMS arrives: “Your EMI of ₹15,000 has been debited.” For a typical 5-year loan, you end up paying a significant amount just in interest. But what if you could … Read more
Category: Home Loans / Investing | Author: Team Wealthnerve Buying a home is a dream for many, but the loan amortization schedule is often a nightmare. If you look closely at your loan documents, you might realize something shocking: You will likely pay back double what you borrowed. On a typical 20-year home loan, the … Read more
Are you investing enough to secure your future? It is the question that keeps most of us awake at night. While everyone talks about the magic of compounding, few people discuss the mechanics. How much of your salary should actually go into a Systematic Investment Plan (SIP)? Does the strategy change when you turn 30 … Read more
Hello, and welcome. Let’s talk about a question I used to find really confusing: “Am I financially healthy?” For years, I thought the answer was my monthly payslip. If my salary went up, I felt “rich.” If I got a big bonus, I felt successful. But I had this nagging feeling that I was missing … Read more
still remember the feeling. It was around 2015, and I was in my late 20s, a few years into my freelance career. Everyone around me was talking about “multi-bagger stocks” and “hot tips.” My friends were glued to stock tickers, showing me screenshots of 30% gains in a week. And I felt… anxious. I had … Read more
The Ultimate Guide to Mutual Funds: From Beginner to Confident Investor Investing can feel overwhelming. You hear terms like stocks, bonds, and portfolios, and it can seem like a complex world reserved only for experts. But what if there was a way to access that world, diversify your risk, and have a professional manage it … Read more
Fixed Deposit (FD): Meaning, Benefits, and Complete Guide Introduction When Arjun, a 25-year-old IT professional in Delhi, received his first salary, he wanted to save part of it but didn’t know where to begin. His father, a retired banker, simply said, “Start small — open an FD.” That advice is where many of us begin … Read more
Basics of SIP (Systematic Investment Plan): A Simple Guide for Beginners 👋 Introduction Ever wondered how some people quietly grow wealth over the years without taking big risks? The secret often lies in one simple habit — Systematic Investment Plan (SIP). SIP is not just about investing money. It’s about building discipline, patience, and long-term … Read more