Is your portfolio built to survive a crash? Or is it just built to grow in a bull market? Most investors choose their asset allocation based on a gut feeling. They pick “80% Equity” because they want high returns, or “50% Gold” because they are scared of the market. But without looking at historical data, … Read more
Hello, and welcome. Let’s talk about a question I used to find really confusing: “Am I financially healthy?” For years, I thought the answer was my monthly payslip. If my salary went up, I felt “rich.” If I got a big bonus, I felt successful. But I had this nagging feeling that I was missing … Read more
Let’s be honest: the world of investing can feel overwhelming. You hear terms like stocks, bonds, mutual funds, and IPOs thrown around, and it’s enough to make your head spin. You just want a simple, effective way to grow your money without needing a Ph.D. in finance. If that sounds like you, I want to … Read more
This is, without a doubt, the most important financial article I’ve ever written. Why? Because we’re not just going to talk about some dry, boring government scheme. We’re going to talk about a true story of two friends, a costly mistake, and a pot of gold at the end of a very long rainbow. If … Read more
still remember the feeling. It was around 2015, and I was in my late 20s, a few years into my freelance career. Everyone around me was talking about “multi-bagger stocks” and “hot tips.” My friends were glued to stock tickers, showing me screenshots of 30% gains in a week. And I felt… anxious. I had … Read more
The Power of Compounding Explained (Through a Life-Changing Story) “The most powerful force in the universe is compound interest.” — Albert Einstein The Story That Changed Everything When Daniel was 22, he came across a quote from Warren Buffett that said, “If you don’t find a way to make money while you sleep, you’ll work … Read more